Introduction

PlanMate ("we", "our", or "us"), owned and operated by Mahavira Finlease Limited, a Reserve Bank of India (RBI) registered Non-Banking Financial Company (NBFC), is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and protect your information when you use the PlanMate mobile application ("App").

By using PlanMate, you agree to the practices described in this Privacy Policy. If you do not agree, please discontinue use of the App.

Information We Collect

PlanMate does not require you to create an account or manually provide personal information to use its financial calculation features.

However, the App uses trusted third-party services that may automatically collect limited technical information to provide, maintain, and improve the App. This may include:

  • Device information (model, OS version, app version)
  • Crash logs and diagnostic data
  • Anonymous usage statistics and interaction events
  • Advertising identifiers (e.g. Google Advertising ID)
  • IP address (processed by third-party services only)
  • Application performance metrics

Financial Calculation Data

Values entered into the EMI Calculator, Loan Calculator, and other financial tools (such as loan amount, interest rate, and tenure) remain stored locally on your device using encrypted local storage.

PlanMate does not transmit your financial calculation inputs or results to our servers unless required for a specific service initiated by you.

Personal Loan services available through the App are provided by Mahavira Finlease Limited and are subject to applicable terms, eligibility criteria, and RBI guidelines.

How We Use Information

The limited technical data collected through third-party services is used solely to:

  • Ensure the App functions correctly and reliably.
  • Diagnose and fix crashes and errors.
  • Improve application performance and user experience.
  • Display relevant advertisements through Google AdMob.
  • Provide authentication services (where applicable).

Third-Party Services

PlanMate integrates trusted third-party services including:

  • Google Firebase Analytics
  • Firebase Crashlytics
  • Google AdMob
  • Google Sign-In (if enabled)
  • Google Play Services

Each of these services operates under its own Privacy Policy.

Data Sharing

We do not sell, rent, or trade your personal information to any third party.

Limited technical information may be processed by trusted third-party service providers solely for analytics, crash reporting, advertising, and improving application performance.

Data Security

We implement reasonable administrative, technical, and organizational safeguards to protect information processed through the App.

All data transmitted to third-party services is encrypted using industry-standard TLS/HTTPS.

Children's Privacy

PlanMate is not intended for children under the age of 18. We do not knowingly collect personal information from children. If such information is identified, it will be deleted promptly.

Your Rights

Depending on applicable laws, you may have rights regarding your personal information, including the right to access, correct, or delete your information where applicable.

For information processed by third-party services, you may contact the respective service provider.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be reflected by updating the "Last Updated" date. Continued use of the App after any update constitutes acceptance of the revised Privacy Policy.

Contact Us

Mahavira Finlease Limited
RBI Registered Non-Banking Financial Company (NBFC)
Website: https://mahavirafinlease.com
Email: info@mahavirafinlease.com

For any questions or concerns regarding this Privacy Policy, please contact us using the above details.